Policy Loan Strategy
Using policy loans strategically instead of traditional financing for major purchases.
Key Takeaways
- ✓Using policy loans strategically instead of traditional financing for major purchases
- ✓We help evaluate when a policy loan makes more sense than traditional financing, and how to structure repayment so it strengthens the policy over time
- ✓Worth reviewing if: does borrowing against my policy stop it from growing
Borrowing against a properly structured policy's cash value can fund a major purchase while your money continues growing inside the policy.
We help evaluate when a policy loan makes more sense than traditional financing, and how to structure repayment so it strengthens the policy over time.
Questions You Might Need Help Answering
Does borrowing against my policy stop it from growing?
What interest rate applies to a policy loan?
Is there a deadline to repay a policy loan?
What happens to an outstanding loan at death?
Can I use this for a business purchase, not just personal?
How much of the cash value can I typically borrow?
This is one area where a wait-and-see approach almost always costs more than it saves. Let's look at your specific numbers together.
Schedule a Call With a Licensed ExpertRelated Reading
A few blog posts that dig deeper into the ideas behind this strategy.
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