Living Benefits on Term Insurance
Making sure even term coverage can help you while you're still living.
Key Takeaways
- ✓Making sure even term coverage can help you while you're still living
- ✓We review whether your term coverage includes living benefits, and add them if it doesn't
- ✓Worth reviewing if: what illnesses typically qualify under a term policy's living benefits
Living benefit riders aren't only available on permanent policies — many term policies can include them as well, often at low or no additional cost.
We review whether your term coverage includes living benefits, and add them if it doesn't.
Questions You Might Need Help Answering
What illnesses typically qualify under a term policy's living benefits?
Does adding this rider increase my premium?
Does using this benefit reduce the death benefit?
Can this be added to a policy I already own?
How is a claim filed under this rider?
Is this available on Return of Premium term policies too?
This is one area where a wait-and-see approach almost always costs more than it saves. Let's look at your specific numbers together.
Schedule a Call With a Licensed ExpertRelated Reading
A few blog posts that dig deeper into the ideas behind this strategy.
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